Who
are WorldPay?
WorldPay
specialises is handling secure online transactions.
They are part of The Royal Bank of Scotland
Group, the 5th biggest banking group in
the world.
For
millions of people around the world, WorldPay
is the way to pay - trusted and secure.
WorldPay
enables their customer (companies like
Nails and Things) to accept payments over
the internet, by phone, fax and mail using
WorldPay's secure payment services.
They
accept Visa, MasterCard, Diners, American
Express, JCB and all the major credit cards.
Not forgetting debit cards and local payment
schemes like Switch, Laser, Electron and
more.
The
following extract was taken from the WorldPay
website (view
it here)
Shopper
Security Statement
Security is probably one of the most significant concerns for both the
shopper and the retailer during an online transaction. In reality an
online transaction is probably more secure than a card transaction in
a shop or conducted over the telephone or by fax, as the information
transmitted online is highly encrypted using complicated logarithm combinations.
The
WorldPay payment system uses a combination
of both established and innovative techniques
to ensure the security and integrity of
all sensitive data. Furthermore, our public
web servers are certified by Thawte, a
public Certificate Authority, ensuring
that both the shopper and retailer can
have confidence that nobody can impersonate
WorldPay to obtain confidential information.
Transaction
Encryption
The transfer of the purchase details from the retailers site to WorldPay
are encapsulated using our own encrypted and digitally-signed protocol.
This uses a combination of standard methods such as PGP, RSA and MD5
to ensure that the information passed is secure and tamper-proof.
Data
Storage
Data storage on WorldPay systems, and the communication between WorldPay
and the worldwide banking networks, is regularly audited by the banking
authorities to ensure a secure transaction environment. We also ensure
that we stay up-to-date with the latest versions of any third-party code
we use, and continually review our own proprietary code.
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